Ryan J. Terry, Ltd. - Certified Public Accountants "Financial Planning"

Ryan J. Terry, Ltd.

Certified Public Accountants

Financial Planning
(Business and Personal)

Business financial planning requires realistic short and long-term goals and a strategy to attain those goals. All owners and their businesses are unique. Through research and a close working relationship we make the effort to identify opportunities for our clients and assist in formulating the goals that lead to an effective strategy. Ryan J. Terry, Ltd. professionals have the experience to apply an appropriate strategy and tailor it to meet our clients' particular situations. Our business financial planning services include the following:

Budget preparation and ratio analysis
Marketing and pricing strategies
Pension, profit sharing, deferred compensation and other employee benefit plans
Business incorporation and choice of entity
Income and sales tax planning for all state and local governments
Assistance in securing credit and equity financing
Review of stockholders' agreements and employment contracts
Business succession planning

Personal financial planning also requires the implementation of tried and true strategies. However, the goals and the affected parties are much more personal in nature. Through at length conversations, informative questionnaires and periodic updating, Ryan J. Terry, Ltd. personal and estate planning procedures result in plans that minimize taxes and increase family net worth.

We act as the "quarterback" for your team of professionals and make sure that your assets are allocated in a consistent and logical manner. The resulting financial plan provides for future cash needs such as college education, incorporates adequate insurance incase of unforeseen mishaps, funds a comfortable lifestyle during your retirement years and results in an efficient transfer of assets to your beneficiaries.

Ryan J. Terry, Ltd. personal financial services include:

Compilation of personal financial statements
Advise on investments and tax strategies
Assistance in determining financial goals
Assistance in determining risk tolerance
Designing portfolios to match financial goals and risk tolerance
Estate tax minimization strategies
Family limited partnerships and other transfers of business interests to beneficiaries